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Business Owner Insurance

Business Insurance

Coverage and risk management solutions for companies of all sizes.

Business insurance customized to your needs.

In today's ever-changing environment, risk is constant. Business insurance isn't. We'll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.

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Insurance by Industry

  • Farm Insurance
  • Contractor Insurance
  • Restaurant Insurance
  • Non-Profit Insurance
  • School Insurance
  • And More

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  • Business Owners Insurance
  • Interactive Graphic
  • Workers' Compensation Insurance
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  • Cyber Liability Insurance
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  • Natural Disaster Insurance
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  • Ocean Marine Insurance
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  • Environmental Insurance
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  • Risk Management
  • Interactive Graphic
  • General Liability Insurance
  • Business Auto Insurance
  • Commercial Earthquake Insurance
  • Commercial Hurricane Insurance
  • Commercial Property Insurance
  • Commercial Umbrella Insurance
  • Employment Practice Liability Insurance
  • Errors and Omissions Liability Insurance
  • Directors and Officers Liability Insurance
  • Flood Insurance
  • Crime Insurance
  • Builders Risk Insurance
  • Liquor Liability Insurance
  • Event Insurance
  • Surety Bond
  • Probate Bond
  • Inland Marine Insurance
  • Systems Breakdown Insurance
  • Key Person Life Insurance
  • Fiduciary Liability Insurance
  • Captive Insurance Management
  • Vacant Building Insurance

Insurance by Industry

Looking for insurance designed specifically for your business? Search for business insurance by industry to find the right coverage.

  • Farm Insurance
  • Contractor Insurance
  • Restaurant Insurance
  • Non-Profit Insurance
  • School Insurance
  • And More

Business Liability Insurance

If you’re running your own business, you need all the liability risks of your enterprise covered in the case of an emergency.

At Dufault Insurance Agency, that’s what we do: cover your liabilities from front to back. Our liability insurance will protect you when you need it most.

Commercial Auto Insurance

Dufault Insurance Agency provides customized commercial vehicle insurance plans that will cover all your liabilities in any situation. Get behind the wheel with the peace of mind that comes with wide-reaching coverage.

Call us now at (218) 773-2480 to speak with a qualified representative.

Commercial Property Insurance

Dufault Insurance Agency is the leading commercial building insurance provider in the local area. We offer our clients comprehensive customer support, personalized coverage plans, and affordable price points.

Protect your property with the best plans at the best rates.

Commercial Insurance

No matter the business you run, the time and money you put into it is a considerable investment. You want things to run smoothly, but you also know that the unexpected can happen, and many potential events can put your business at risk.

We’re in the business of offering protection against such threats.

Commercial Umbrella Insurance

If you’re wondering what it would be like to never worry about exceeding your insurance limits, look no further than Dufault Insurance Agency. With our commercial umbrella insurance plans, you can run your business with the peace of mind that you’ll always have enough protection.

Call us now at (218) 773-2480 to see if a commercial umbrella policy is the right fit for you.

Professional Liability Insurance

Dufault Insurance Agency provides uncompromised defense for service-based professionals against errors, omissions, and negligence claims. Our liability insurance coverage plans are robust and personalized to each client’s field of work.

Experience the peace of mind that comes with knowing you have protection from financial loss in the case of a lawsuit.

Workers Compensation Insurance

If you are a business owner in need of a cost-effective, complete workers’ compensation insurance plan, look no further than Dufault Insurance Agency.

We are an insurance agency that specializes in workers’ compensation. Our knowledgeable and personable agents will work closely with you to assess your liabilities and select a plan to cover all of them within your budget.

Vacant Building Insurance

When your commercial building is empty-whether you're between tenants, waiting for your first tenants, or in the process of renovating-your property is open to increased risk. Your normal property insurance might not make the cut. Vacant buildings are vulnerable to some serious losses, which is why it's important you find specialized vacant building insurance to cover your building while it's empty.

Captive Insurance Management

Captive insurance is a unique way for a business to insure itself. In many cases it can improve a business' tax position and help to avoid legal pitfalls. Could captive insurance be an option for your business?

Fiduciary Liability Insurance

Fiduciary liability insurance protects individuals acting as ERISA fiduciaries against fiduciary-related claims of mismanagement of a company's employee benefit plan. We'll work with you to ensure that employee benefits are handled responsibly and your trustees are protected.

Key Person Life Insurance

Key person life insurance can keep your business afloat in the event of the death of any employee who is an integral asset to the company's survival. We'll work with you to design coverage that helps assure the continuity of your business for employees, customers, and creditors.

Systems Breakdown Insurance

Systems breakdown insurance covers the sudden and accidental, physical damage to equipment that requires its repair or replacement. We'll design comprehensive coverage to protect your business against a financial disaster.

Inland Marine Insurance

Inland marine insurance is coverage that protects your business property while it's away from your business location. We'll help you ensure that your property is protected not only at your location but also while it is off-site or in transit.

Probate Bond

Probate bonds provide financial protection to beneficiaries when the estate and assets of the deceased are managed by a fiduciary. Typically required for court-appointed fiduciaries, probate bonds protect beneficiaries by guaranteeing that the fiduciary follows through with their professional responsibilities.

Surety Bond

A surety bond is a great way to guarantee that a large investment in a project is not lost-whether or not the work gets done. This type of insurance is especially common in the construction industry and is often utilized for government contracts.

Event Insurance

The stress of organizing an event is tough enough, not to mention the cost. The last thing you need to worry about is the financial risk you could face if something were to go wrong. Event insurance removes this burden and allows you to focus on the event.

Liquor Liability Insurance

As a business that serves alcohol, liquor liability insurance is essential. This type of policy protects you and your business in the unfortunate event that a customer causes damage or injury after being served alcohol by your business.

Builders Risk Insurance

Did you know you can protect your properties even before they are finished being built? Builders risk insurance protects from risks like fire, theft, and more.

Crime Insurance

Every company, regardless of size, is a potential target for white-collar crime. We'll work with you to design insurance coverage that helps you minimize risk and protects your business and your assets from theft, fraud, and forgery.

Flood Insurance

At least 25 percent of businesses that close after destructive events such as floods never reopen. We'll design a policy that will protect your business, as well as its physical contents and assets, from the damage costs that come from floodwater.

Directors and Officers Liability Insurance

Directors and officers liability insurance covers directors and officers for claims made against them while serving on a board of directors and/or as an officer. We'll work with you to protect your organization's greatest asset: your senior leadership.

Natural Disaster Insurance

Mother Nature can wreak havoc on your business anytime and anywhere. While some areas may be more prone to certain events than others, no matter where you are, there's always a risk of a natural disaster. Because many of these occurrences can be catastrophic, there are often exclusions for them in standard business policies. Buying natural disaster insurance can provide additional protection.

Cyber Liability Insurance

Cyber liability insurance protects your business against the expenses associated with a data breach. We'll help you evaluate the data liability risks your business faces and find you a policy that meets your specific needs.

Errors and Omissions Liability Insurance

Errors and omissions liability insurance protects any business that gives advice, makes educated recommendations, designs solutions, or represents the needs of others. We'll design coverage that will ensure that one simple mistake does not cause financial devastation.

Employment Practice Liability Insurance

As an employer, you face a rising tide of employment practices litigation alleging discrimination, sexual harassment, retaliation, and other employment-related issues. We'll work with you to help you assess and manage your risk proactively.

Commercial Hurricane Insurance

Hurricanes can be devastating to a business, and every year from June to November your business is at risk for damage. From heavy rains to strong winds, there’s a lot to take into consideration. That’s why it’s important to get commercial hurricane insurance to protect your business in the event of a hurricane.

Commercial Earthquake Insurance

Earthquakes can really shake the foundations of your business, and since they're hard to predict, it's important to make sure your business is covered. You might not think you're at risk from an earthquake, but since 1900, there have been earthquakes in 39 states with damage recorded in all 50 states. So while it might seem like you aren't at risk, it's important to double-check and make sure you have the coverage you need.

General Liability Insurance

No matter the size and nature of your business, there are always uncertainties. We'll work with you to determine your business risks and we'll put together an insurance package that makes sense for your business.

Risk Management

Risk management goes beyond insurance in that it's about planning for and mitigating potential business risks, aside from a policy that pays out when suffering a loss. The two work hand-in-hand together, but it's important to understand that risk management is all about planning and strategizing for the long-term of your business

Environmental Insurance

Environmental concerns continue to be a leading societal and business risk issue, sometimes posing serious unexpected challenges. We'll work with you to create a custom solution to help protect your business against environmental risks.

Ocean Marine Insurance

Ocean marine insurance is insurance used to protect cargo, vessels, and other items while they are being transported across the ocean. We'll work with you to design coverage that provides real protection when you're in open waters.

Business Owners Insurance

A Business Owners Policy (BOP) combines business property and business liability insurance into one convenient policy. We'll work with you to design coverage that protects your business from a variety of risks, unique to your industry.

Contact us now to get a free estimate
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