Personalized Insurance
Personal Insurance
Trusted advice and insurance solutions to protect what matters most.
Personal insurance to suit your lifestyle.
Life happens fast, and the truth is there’s nothing as valuable as peace of mind. Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget.
Explore More Coverages
Our Insurance Specialties
- Auto Insurance
- Home Insurance
- Motorcycle Insurance
- Condo Insurance
- Umbrella Insurance
- Home Insurance
- Auto Insurance
- Renters Insurance
- Condo Insurance
- Watercraft Insurance
- Umbrella Insurance
- High Net Worth Insurance
- Individual Life Insurance
- Home and Auto Insurance (Bundled)
- Motorcycle Insurance
- Off-road Vehicle Insurance
- RV Insurance
- Snowmobile Insurance
- Classic Car Insurance
- Pet Insurance
- Special Event Insurance
- Wedding Insurance
- Difference in Conditions Insurance
- Flood Insurance
- Earthquake Insurance
- Mobile Home Insurance
- Sinkhole Insurance
- Rental Property Insurance
- Vacant Home Insurance
- Valuable Possessions Insurance
- Excess Liability Insurance
- Identity Theft Insurance
- Yacht Insurance
- Travel Insurance
- SR-22 Secondary
- Home Insurance
- Child Life Insurance
- Individual Health Insurance
- Individual Dental Insurance
- Individual Vision Insurance
- Individual Telemedicine
- Long-Term Disability Insurance
- Long-Term Care Insurance
- Annuities
- Individual Retirement Account
Annuities
From browsing rates and applying to general inquiries concerning annuities, you can depend on our expertise and unbiased recommendations. We can present you with the advantages and help you make the best decisions for your financial future.
Reach out to us now at (218) 773-2480 to schedule a consultation with our agency staff.
Boat Insurance
If you own a boat, it’s crucial to invest in boat owner’s insurance so that you can feel safe and secure while out on the water.
At Dufault Insurance Agency, we can introduce you to different boat insurance companies offering a variety of competitive insurance plans. Together, we can sit down and compare watercraft insurance policies.
Condo Insurance
If you own a condominium, condo insurance can provide you with invaluable coverage for your unit when unforeseen expenses occur. Your condo corporation will usually cover structural components and common areas of your building, but the unit itself is often your responsibility.
At Dufault Insurance Agency, we understand that it feels good to know you’re covered, just in case. Our team will introduce you to different condo insurance plans with the most exceptional value.
Car Insurance
Buying car insurance is made fast, simple, and affordable with Dufault Insurance Agency. We are the area’s leading auto insurance agent, offering competitive packages at highly affordable price points. We help our clients save money and take the stress out of the equation, providing exceptional customer support every step of the way.
Ready to get started? Call us now at (218) 773-2480 to book a consultation with a member of our team today.
Home Insurance
If you want to find the best home insurance company for your needs, Dufault Insurance Agency’s expert team of insurance agents can give you a helping hand. As an insurance agency, we work for you to locate the best value in insurance coverage for your home. Whether you own an apartment or a house, with us, you can easily compare different insurers and policies to figure out which plan is right for you.
Individual Health Insurance
Our expert team of insurance agents has connections with leading health insurance companies, and we’ll gladly help you find the perfect plan for you. Whether you have known medical issues that will require more attention, or you’re looking for simple yet comprehensive insurance, we’ll help you compare different insurers and discuss the pros and cons of their policies.
Life Insurance
When choosing the best life insurance coverage for you, it can be helpful to have professionals like Dufault Insurance Agency guiding the way. Whether you’re in the market for term life insurance, whole life insurance, or something more specific, our agents find you the best coverage at the lowest cost.
Get in touch with us now at (218) 773-2480 to set up a free consultation. We’ll advise you on which life insurance policies are right for your needs.
Insurance Agent
As a locally owned and operated insurance company, Dufault Insurance Agency is dedicated to providing honest, personalized service with your best interests at heart.
From start to finish, we offer comprehensive insurance services that check all the boxes. Not only will we help you shop the best insurance plans for your needs, but we’ll handle your claims, too. You can count on us to provide you with full coverage and exceptional customer care.
Farm Owner’s Insurance
When you’re a farm owner, you should feel secure in your business. When crops are susceptible to changes year in and year out, it’s crucial that you don’t suffer losses due to a bad year. Dufault Insurance Agency offers comprehensive and affordable farm owner’s insurance packages to help you when your yields suffer for any reason.
Renter Insurance
Many renters aren’t aware that they have much of the same insurance needs as the average homeowner. Dufault Insurance Agency is here to make sure you’re covered and protected, no matter what.
Whether you rent an apartment, a home, or a condo unit, our insurance agents are highly knowledgeable on the different types of coverage available to tenants of all kinds. We’ll be sure to point you toward insurance plans that best suit your needs, and we’ll find you the best value too.
Mobile Home Insurance
Dufault Insurance Agency specializes in mobile and manufactured home insurance. We are an industry-leading agency, providing skilled advice and professional expertise to deliver some of the most comprehensive insurance plans on the market today.
You can trust our team to protect your home—and to save you money.
Pet Insurance
Pet owners know that sometimes, unexpected expenses can arise. At Dufault Insurance Agency, we can locate your best pet insurance options to keep both you and your beloved companion protected regardless of what the future brings.
Our experienced insurance agents will shop through a wide range of insurance companies and policies, locating the best coverage options for you and your pet. Instead of worrying about vet bills and unplanned events, you can focus on your pet’s health and happiness.
Motorcycle Insurance
Motorcycle insurance is often mandatory and required by law. However, depending on your age, riding experience, and several other factors, the requirements can vary greatly.
As a trusted insurance agency, Dufault Insurance Agency shops around to find you the very best rates and terms on your motorcycle insurance. Whether you drive a motorcycle, a motorized bike, or a moped, we can help you discover the best motorcycle insurance available for your needs and your budget.
Personal Umbrella Insurance
Dufault Insurance Agency is your top source for excellence in the field of personal insurance.
Many individuals choose to bolster their existing coverage with umbrella insurance. Our agents will browse through countless insurance companies and plans, locating the best coverage options and rates. From claim filing to quote comparison, we meet all your insurance needs, providing you with expert advice.
Individual Retirement Account
IRAs are a powerful resource in helping you reach your retirement savings goals. Our experts will show you how an IRA can help you reach your retirement goals and which IRA type may best help you save on your taxes.
Senior Life Insurance
Purchasing life insurance< is something that crosses almost everyone’s mind sooner or later. You may be unsure if it is the right time, or perhaps you have not found the best company to suit your needs. You know that eventually, you will need to make a decision, but with so many options out there, it can be daunting.
Dufault Insurance Agency is here to make that choice simpler. Our honest and accommodating staff will help you choose a plan that suits your needs and let you get back to enjoying life.
Long-Term Care Insurance
Long-term care insurance may be your best option if you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time. We'll help prepare you for the unexpected.
Individual Telemedicine
Take advantage of an individual telemedicine plan to make your life easier. Telemedicine services are a supplement to your health insurance policy to make your health care more accessible, convenient, and affordable. With an individual telemedicine plan, you can get the health care you need whenever and wherever; it's that easy.
Child Life Insurance
No one wants to consider the unthinkable, so talking about child life insurance can be difficult. But, there are advantages to this type of coverage that you might not be aware of. We'll talk you through the basics of a child life policy to help you decide if it's right for your family.
Secondary Home Insurance
Your vacation property is an amazing getaway from the daily grind, but it comes with unique risks. We'll make sure you have the right coverage specially designed for the unique exposures involved.
SR-22
SR-22s aren't technically insurance. Rather, SR-22 filings may be required by your state Department of Motor Vehicles under certain circumstances as proof you carry the minimum required liability insurance. These are also known as filings, bonds, forms, certificates of insurance, certificates of financial responsibility (CFR), or simply referred to as SR-22s.
Travel Insurance
Traveling is exciting, but there are risks associated with every trip. Investing in a travel insurance policy can help put your mind at ease so you can relax and enjoy the journey.
Yacht Insurance
Spending time on your yacht is a luxurious, relaxing pastime. But, the risks associated with yacht ownership can put a damper on your downtime if you're not fully protected. Our insurance advisors will review your risks and help you decide on coverage that keeps your investment afloat.
Identity Theft Insurance
Identity theft is a real concern. Whether it occurs through a data breach, a lost wallet, stolen mail, or any number of possible causes, the ramifications can be devastating. Identity theft protection services and identity theft insurance can help shield you from significant losses.
Excess Liability Insurance
Excess liability is the best way to take your protection to the next level. It kicks in to pay any remaining costs once your original insurance policy has reached its coverage limit.
Vacant Home Insurance
Did you know that most home insurance policies don't cover losses that occur while a home is unoccupied for 30 days or more? That means any claims related to property damage or liability could be rejected by the insurance company, depending on the length of time stated in the policy. Because of this, if your home will be unoccupied for a period of time, you need vacant home insurance to protect your home and your investment.
Classic Car Insurance
Your prized collector car represents a real commitment of your time and resources. We'll help you protect your investment through specialized insurance coverage designed for classic car enthusiasts like you.
Home and Auto Insurance
Bundling home and auto insurance is the practice of buying these two insurance policies from the same company. Many companies offer a discount when you buy multiple policies and the paperwork can sometimes be easier this way. People often ask us, "Should I bundle my home and auto insurance?" There's no one-size-fits-all answer, so let's explore this more.
Rental Property Insurance
Don't be fooled, just because your tenant has rental insurance doesn't mean that you-the owner-are protected. Rental property insurance is specially designed to cover the risks faced when you rent your property to others.
Sinkhole Insurance
Sinkholes are more common than you might think. And surprisingly, damage from sinkholes is not typically covered under an existing homeowners policy. Our experts can help you determine if sinkhole insurance is right for you.
Flood Insurance
Just because you don't live in a high flood risk area doesn't mean it'll never happen to you. We'll provide the specialized coverage you need to help protect your home from rising waters-even if you're not in a flood zone.
Earthquake Insurance
Even with your homeowner's insurance, you're still at risk in the event of an earthquake. A specialty earthquake insurance policy can help bridge the gap in coverage, keeping your home and possessions protected.
Difference in Conditions Insurance
No matter where you live, your location will face risks specific to your region. A typical home insurance policy usually excludes certain perils that have a higher likelihood of occurrence in your area. Because of this, consider a difference in conditions insurance policy to fill in the gaps left by standard exclusions in home insurance policies.
Wedding Insurance
Wedding insurance is a specialized type of event insurance that allows you to keep the stress out of your big day.
Special Event Insurance
Whether you are planning on hosting an event at a venue or at your own home, accidents can happen and turn your day upside down. Large or small, any event you host requires a lot of planning and preparation. Including getting special event insurance on your to-do list is one way to protect your festivities and secure coverage for the potential risks you may face.
High Net Worth Insurance
People with large assets have unique risks. High net worth insurance is a customized policy type that protects clients from these risks-from home insurance to travel insurance and much more.
Snowmobile Insurance
Your snowmobile is used for recreation, but that doesn't mean that there aren't any risks involved. Snowmobile insurance covers the financial risks associated with owning a snowmobile.
RV Insurance
Whether you're planning a family vacation or a weekend road trip, you want to have peace of mind on the open road. We'll work with you to make sure owning an RV is a rewarding experience, and also a safe one.
Off-road Vehicle Insurance
Your off-road vehicle needs protection that's different from what your auto or homeowners insurance can provide. We'll help keep you and your off-road vehicle safe and secure while you explore.
Valuable Possessions Insurance
Accidents happen. Stones fall out of diamond rings. Antiques break. Art gets stolen. We'll get you the protection you need for your most precious belongings in the event of loss through theft, accident, or natural disaster.
Critical Illness Insurance
No one wants to think about getting cancer, having a heart attack, or suffering a stroke. Illnesses like these can be devastating for your employees and their families in many ways, not the least of which is financially. Even with health insurance, situations like these can leave someone owing tens of thousands of dollars in medical bills. Critical illness insurance can help.