Motorcycle insurance is often mandatory and required by law. However, depending on your age, riding experience, and several other factors, the requirements can vary greatly.
As a trusted insurance agency, Dufault Insurance Agency shops around to find you the very best rates and terms on your motorcycle insurance. Whether you drive a motorcycle, a motorized bike, or a moped, we can help you discover the best motorcycle insurance available for your needs and your budget.
Hit the road knowing you’re covered. Contact us now at (218) 773-2480 to learn more about your insurance requirements. We’ll introduce you to different motorcycle insurance companies and help you compare what they have to offer.
Straightforward Quotes on Motorcycle Insurance
When you get in touch with us, we’ll set up a no-obligation consultation at the earliest convenience. This way, we’ll be able to sit down and speak with you about the workings of motorbike insurance and your specific requirements as a motorcyclist.
Our team will conduct a full assessment of your needs before suggesting a wide selection of insurance companies that can have you covered from all risks. We can get you honest insurance quotes faster than ever before so that you can take your time in making an informed decision with the help of our professional agents.
General Motorcycle Insurance Coverage
At Dufault Insurance Agency, we make sure you are equipped with a comprehensive, general motorcycle insurance policy before you’re out on the road. From standard to thorough, there are several different insurance plans available to you. These include:
- All perils and named perils coverage
- Third-party liability
- Accident benefits
- Uninsured automobile coverage
- Direct compensation property damage
- and more
Stay prepared for any unexpected occurrence with all perils coverage or opt for a standard policy that covers your legal obligations. Regardless of the extent of coverage you choose for yourself, our insurance experts are glad to answer any questions and address any concerns you may have. It’s always best to be clear on the precise terms of your coverage, so you know what to expect.
Streamlined Motorbike Insurance Claims
Although we hope your riding experience remains claims-free, we are here to help you streamline the process and get you fast and fair settlements. We provide you with exceptional claims support that checks all the boxes so that you may receive compensation, hassle-free.
If you need to submit a claim, get in touch with us without delay. We’ll explain what documentation we need from you to move forward, and we’ll handle the rest. With our claims service, we promise smooth sailing from start to finish–client satisfaction guaranteed!
Coverage for your bike when hitting the open road.
Motorcycle insurance to suit your lifestyle.
While you're on the road chasing the sunset, you need insurance that works hard to protect your adventurous spirit. We'll help you hit the road with smart, customized coverage—no matter what journeys you find yourself on.
Motorcycle policies that bring you peace of mind.
As with auto insurance, motorcycle insurance policies are made up of several components, some of which are legally required while others are optional, but a smart buy.
Which coverages are legally required?
The absolute minimum coverage you'll need when it comes to motorcycle insurance is liability insurance, which covers costs you have to pay to other people after an accident that's your fault-including their medical bills and repairing or replacing their vehicle. Your state's laws will set a minimum amount of coverage for liability insurance, but you may want the peace of mind of getting a higher coverage limit.
What do collision and comprehensive coverage offer?
Motorcycle collision coverage will pay out to repair or replace your bike after a crash, even if it's deemed your fault. Meanwhile, comprehensive coverage adds in coverage for your bike being stolen, vandalized, or damaged by fire.
Optional coverages designed to protect your ride.
Other optional extras worth considering include specific coverage for custom motorcycle parts such as GPS or trailers that you've added to your bike and aren't necessarily included in your standard policy. You can also get coverage that pays your costs if you're involved in a collision with an uninsured driver or rider. Finally, don't forget roadside assistance, which will get you to a repair facility if your bike has a mechanical breakdown or you suffer a flat tire.
We're happy to talk through the details of motorcycle insurance, of course. Contact us, and we'll lead the way.
Contact Us for Affordable Motorcycle Insurance
Before you take your motorbike out for a spin, make sure you’re doing it the right way: insured and protected in case of an accident.
Dufault Insurance Agency can help you find the right insurer for you. Experienced and highly knowledgeable, our team will pinpoint affordable insurance policies with comprehensive coverage.
Enjoy the wind blowing through your hair (and helmet) without worry. Give us a call now at (218) 773-2480 to learn more.